Next-Gen Credit Scoring with
Data Intelligence


Fintechs have the flexibility to deploy our platforms based on their individual needs and strategic goals. Our global team of experts ensures top-quality deployment.


Credit Scoring

Inquire for details Enhancing credit assessment through sophisticated data analysis and scoring models.

In the realm of fintech, our Credit Scoring technology stands out as a testament to our commitment to innovation and excellence. Designed for credit institutions and financial analysts, our system revolutionizes credit assessment by harnessing the power of sophisticated data analysis and advanced scoring models.

A key component of our solution is the utilization of Open Banking Data. This modern approach to credit scoring leverages the wealth of financial data available through open banking channels, allowing for a more comprehensive and accurate assessment of an individual’s creditworthiness. By integrating this vast array of data, our technology provides a holistic view of a borrower’s financial behavior, far beyond what traditional credit scoring methods offer.

Our Behavioral Scoring Algorithms are another innovative aspect of our technology. These algorithms analyze a range of non-traditional data points, such as spending habits and financial transactions, to predict credit behavior. This method offers a more nuanced understanding of credit risk, particularly beneficial for assessing individuals with limited credit history.

Continuously adapting to the ever-evolving financial landscape, our Credit Scoring technology features Continuous Model Remodeling. This dynamic aspect ensures that our scoring models remain relevant and accurate, incorporating the latest trends and data insights into the credit assessment process. This constant evolution is crucial in the fast-paced world of finance, where outdated models can lead to significant risks.

Additionally, our technology is designed with a flexible Plug-in Interface, allowing for seamless integration into our clients’ existing systems. This modular approach ensures that our Credit Scoring solution can be easily adopted and customized according to the specific needs and infrastructure of different financial institutions.

By employing our advanced Credit Scoring technology, lenders and credit analysts are empowered to make more informed, data-driven decisions. Our solution not only enhances the accuracy of credit assessments but also opens up new opportunities for financial inclusion, providing access to credit for those who might be underserved by traditional models. With our technology, our clients are equipped to navigate the complexities of credit scoring with confidence and precision, staying ahead in the competitive landscape of financial services.